Retirement planning remains one of the few ways in which an individual or company can make retirement provisions in a tax efficient manner.
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Clearly defining your financial goals may help you live the life you desire. Your goals may include funding your child’s college education, launching a second career, purchasing a vacation retreat or retiring in comfort.
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Although most of us don’t wait that long to start one, many of us will retire on a measly pension because we have started to pay into it too late – and the contributions we’re paying are too low.
The average person starts paying into a pension at the age of 37, according to a recent study by Irish Life.
Put off paying into one until then, however, and you could end up with a pension of about €7,900 a year (€152 a week) when you retire, according to the study. This assumes you’re earning €46,000 and paying 10pc of your salary into your pension.
“Murray Financial Services was recommended to me by a friend, and they now manage my family cover and pension.”
“I contacted Murray Financial Services after moving to a new company, I needed professional advice as to how I take my pension with me. They looked after the entire process, they were clear about the procedure and options available to me. I found all the team to be very helpful and I have been dealing with them ever since.”
“We have Murray Financial Services look at our life cover and they got myself and my husband an additional €100k life cover each.”