Additional Voluntary Contributions (AVCs) are used by members of occupational pension schemes as a method of supplementing the likely pension benefits they will receive from the main scheme. AVC Plans have the benefit of tax relief subject to certain limits and can be set up as a group or individual arrangement. AVCs are open to both private and public sector employees and can be set up via a group arrangement or a PRSA AVC plan.
Murray Financial Services has agency appointments with leading insurance companies such as Irish Life, Standard Life, Aviva, Friends First, New Ireland, Royal London and Zurich to provide you with choices on any of your protection needs.
As multi-Agency Advisors we have access to all of the main pension providers operating in Ireland today and we can guide you through the market to tailor an AVC solution suitable for your retirement aspirations and your risk profile.