Murray Financial Services is in receipt of upfront and trail commission from all life companies on completion of business. Where we receive recurring commission, this forms part of the remuneration for initial advice provided.
In certain circumstances, it will be necessary to charge a fee for services provided. In other circumstances where fees are chargeable we will notify you in writing in advance and agree the scale of fees to be charged if different from fees outlined below. Our hourly starting rate is minimum €500.00 to a maximum of €1,500.00 per hour. This fee is for all our services. This fee can be agreed verbally by client and Murray Financial Services. Clients will be notified in advance, in writing of the exact fee that will be charged.
If we receive commission from a product provider, this will be offset against the fee which we will charge you. Where the commission is greater than the fee due, the commission will become the amount payable to the firm unless an arrangement to the contrary is made.
Additional fees may be payable for complex cases or to reflect value, specialist skills or urgency. We will give an estimate of this rate in advance of providing you with services. The Minimum fee payable is €500.00 per hour. The maximum fee will be €1,000.00 per hour.